DPD & CPD - Part 4: Credit Party Derivation for Incoming and Onward Payments

Blog Post Link: https://paymenttalks.com/debit-credit...
Welcome to Part 4 of my 4-part video series on Debit - Credit Party Derivation (DPD & CPD) for Incoming, Onward, and Outgoing Payments in a Payment Engine.
In this final episode, we focus on CPD for Incoming & Onward Payments, covering:
✅ How a payment engine identifies the correct credit party in incoming and onward payments
✅ Role of intermediaries, correspondent banks, and nested relationships in CPD
✅ How currency and country correspondents impact credit party determination
✅ Application of Standard Settlement Instructions (SSI) in incoming and onward transactions
✅ Exception handling and best practices in CPD
Why is this important?
Understanding Credit Party Derivation (CPD) for incoming and onward payments ensures that funds reach the right beneficiary efficiently while adhering to regulatory, operational, and settlement requirements. This is critical in correspondent banking, cross-border transactions, and high-value payment processing.
📌 Watch the full series here: [   • DPD & CPD - Part 3: Credit Party Deri...  ]
💬 Let’s discuss! How does your system handle CPD for incoming and onward payments? Drop your thoughts in the comments!
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