How the Government Shutdown Impacts Homebuyers, Mortgages & Rates (October 2025) - LE Pod Ep. 155

The U.S. government shutdown is making headlines, but what does it actually mean for homebuyers, homeowners, and the real estate market?
In this week’s Loans Elevated Podcast, TJ and Ryan break down what’s really happening behind the scenes and how it could affect everything from mortgage closings to interest rates.

You’ll learn:
🏠 What government-backed loan programs (like FHA, VA & USDA) are being delayed or paused
💰 How the shutdown impacts mortgage rates, underwriting timelines, and job data
📉 Why this could create short-term slowdowns and potential long-term opportunities
🤝 How to talk to clients and buyers who are nervous about market uncertainty
⚡ Pro tips for agents: how to write stronger contracts during volatile times

We’ve been here before, and history shows real estate always adapts. Tune in to understand what’s changing, what’s not, and how to help your clients make informed decisions during the uncertainty.

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Welcome to the Loans Elevated podcast and YouTube channel, where we dive into the latest real estate and mortgage trends to help you navigate the home financing journey. From expert tips on securing a mortgage to market insights, we provide valuable information that empowers homebuyers and real estate professionals alike.

Have a real estate topic you'd like us to explore?
Comment below or reach out to us on Instagram or Facebook @loanselevated. We love hearing from our viewers and are always open to suggestions!

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Meet the Team:
Broch Lassig, Branch Manager NMLS340314
TJ Heidenreich, Sales Manager NMLS1802412
Ryan King, Loan Officer NMLS 1870771
Branch NMLS 2048956

Important Disclaimers:
Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details.
CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)

Disclaimer:
The information provided in this video is for educational purposes only and is not intended to be a substitute for professional financial advice. We are not practicing tax accountants, licensed attorneys, or financial advisors. Please consult with a qualified professional before making any financial decisions.