How to Qualify for a Mortgage in Canada as an Electrician
Автор: Sean Rampersaud Finance
Загружено: 2025-12-10
Просмотров: 4
How do electricians get approved for a mortgage in Canada… especially when the bank already said NO?
In this video, I walk you step-by-step through exactly how electricians can qualify for a mortgage using trade income, contract income, or self-employed earnings — even if your taxes show less than what you really make.
Banks don’t understand tradespeople.
I do.
I break down:
⚡️ Why banks misread electrician income
⚙️ How stated-income & add-back programs work
🔋 Which lenders actually understand trades
🔧 What documents you need as a union, contract, or self-employed electrician
💰 How much down payment you really need
💡 Credit score rules for the best approvals
… and how to get approved even after a bank declines you.
If you’re an electrician earning real money but getting blocked by the system, this video will show you how to turn your trade income into homeownership — FAST.
⭐ FREE ELECTRICIAN MORTGAGE GUIDE (Download)
Get my free guide:
“How to Get a Mortgage in Canada as an Electrician.”
Learn how to use stated income, boost approval chances, and get the best rates available to tradespeople.
⭐ ABOUT ME
I'm Sean Rampersaud, one of Canada’s top mortgage brokers and the founder of LendRamp Mortgages.
I’ve helped hundreds of electricians, plumbers, welders, HVAC techs and other skilled trades get approved — even after multiple bank declines.
If you’re in Alberta or anywhere in Canada, and you want a mortgage broker who actually understands your trade, you’re in the right place.
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Email me with any mortgage related questions at
[email protected]
My Website
https://lendramp.com/category/useful-...
Sean Rampersaud
Senior Mortgage Broker
www.lendramp.com
780-278-4847
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