Caregiving Assumptions That Quietly Break Families | Plan For This Podcast Ep. 14

Most families never clearly talk about care-giving until someone is already overwhelmed. In this episode of Plan for This, Marguerite and Ron open with a short comedic clip from Joe DeVito to highlight a serious truth: many parents assume their children will “just take care of things,” while adult children assume they will figure it out later.

From there, the conversation deepens into the real cost of silence. Marguerite explains how care-giving often begins gradually, how capacity loss quietly triggers legal and financial authority, and why relying on family alone can create burnout, resentment, and unintended tax and planning consequences. Ron adds perspective on how guilt replaces clarity when expectations are never discussed.

This episode is a compassionate but direct reminder that care-giving is not a moral obligation, it is a logistical reality that requires honest conversations and proactive planning to protect everyone involved.

Welcome to the Plan for This Podcast your trusted source for estate planning, wills, trusts, care-giving, and financial preparedness.

Hosted by Marguerite Lorenz and Ron Greenwald, we simplify complex topics into clear, actionable steps that help you protect what matters most.

📌 In this episode:

00:00 – Opening clip and the humor behind care-giving assumptions
01:18 – Why families avoid care-giving conversations
02:45 – “My kids will take care of me” and other unspoken beliefs
04:10 – How care-giving quietly begins
05:40 – When help turns into responsibility
07:05 – Caregiver burnout and emotional toll
08:35 – Capacity loss and legal authority triggers
10:05 – Fiduciary roles and financial consequences
11:40 – Tax and income implications of care-giving
13:05 – Why relying only on family creates risk
14:40 – How silence becomes guilt
16:10 – Turning obligation into clarity
17:45 – What families should discuss now
19:05 – Key takeaways
20:10 – Standard PlanFan CTA

✨ What You’ll Learn on This Channel:
Estate planning basics (wills, trusts, probate, and more)
Executor and trustee responsibilities explained
Family care-giving, financial preparedness, and legacy planning
Real stories, expert insights, and practical tools

👉 Subscribe for weekly episodes: @PlanForthis
👉 Join our PlanFan community: https://planforthis.com/

Because when life asks, *“Did you plan for this?”*—you’ll be ready.

#caregiving #EstatePlanning #FamilyConversations #PlanForThis #IncapacityPlanning #CaregiverBurnout #AgingParents #PlanFan
#LifePlanning #EstatePlanning #WillsAndTrusts #Caregiving #FinancialPreparedness #PlanForThisPodcast