How secure is securitized debt?

Securitized products have emerged as a compelling investment option in 2025, offering higher yields and diversification benefits compared to other fixed income sectors. As economic uncertainties loom, these products provide investors with the opportunity to make targeted bets on specific market segments, such as the housing market or consumer health. The securitized debt market, integral to U.S. lending and economic activity, transforms illiquid assets into a range of securities across the risk spectrum, enhancing portfolio risk-adjusted returns. Despite its potential, the sector faces challenges, including rising interest rates and a persistent housing shortage, which require strategic investment in quality issuers and assets.
In this episode of Insights Now, Gabriela Santos is joined by Sameer Riaz, Head of Securitized Research, to explore Sameer’s insights on the securitized products market and its role in modern investment strategies.
Timestamps:

00:00 Introduction to Securitized Products
1:21 What is Securitized Debt?
3:03 Consumer Credit Analysis
5:07 Student Loan Impacts
7:07 Housing Market Trends
8:57 Commercial Real Estate
11:15 Valuation and Investment Strategy
11:56 Risks in Securitized Debt
12:21 Yield Opportunities in Securitized Debt
13:11 Daily Life of a Research Analyst
14:50 How did you get started in Securitized Debt?
15:36 Recommendations for further learning
17:06 Disclosure