Why Bajaj Finance Share is Falling? | Parimal Ade

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Bajaj Finance shares plummeted over 7% today, November 11, 2025, leaving many investors perplexed: how could a company with a strong 23% rise in Q2 FY26 net profit experience such a significant stock drop? Join Parimal Ade as he dives deep into the critical factors behind Bajaj Finance's unexpected share price fall.

In this comprehensive analysis, we uncover the reasons that overshadowed its impressive Q2 performance:
📉 Revised AUM Growth Guidance: Bajaj Finance trimmed its FY26 Assets Under Management (AUM) growth forecast to 22-23% from an earlier 24-25%. This downward revision signaled a more cautious growth outlook to the market.
⚠️ Rising Asset Quality Concerns: Discover why increasing Non-Performing Assets (NPAs) and heightened stress, particularly in the MSME and two/three-wheeler loan segments, are ringing alarm bells. Gross NPAs rose to 1.24% and Net NPAs to 0.60%, indicating a deterioration in asset quality.
💰 Higher Credit Costs & Margin Pressure: Learn about the elevated credit costs in Q2 FY26 (up 19%) and management's guidance for flat Net Interest Margins (NIMs) going forward, which is adding pressure on future profitability.

Despite reporting robust Q2 FY26 numbers (AUM up 24% YoY, PAT up 23% YoY), the market's focus has clearly shifted to future growth prospects, asset quality risks, and valuation. Is this a temporary blip, or a sign of deeper issues for Bajaj Finance's stock?

Watch this crucial market update to understand the full picture, including segment-wise performance, their innovative AI & Digital Transformation efforts, and what this all means for the long-term outlook of Bajaj Finance stock. Don't miss this essential analysis for Indian investors!

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Disclosure with regard to ownership and material conflicts of interest
1. Neither Research Analyst nor the entity nor his associates or relatives have any financial interest in the subject Company;
2. Neither Research Analyst nor the entity nor its associates or relatives have actual / beneficial ownership of one per cent or more securities of the subject Company, at the end of the month immediately preceding the date of publication of the research report or date of public appearance;
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