9 Questions I Get Asked Almost Every Day About Investing

Over the past four years I've received tens of thousands of questions about investing from viewers. I've assembled 9 of the most frequently asked questions in this video. Here they are:

1. Should you pay off debt or start investing?
2. How do I get started investing?
3. Is 100% stocks a reasonable portfolio?
4. S&P 500 vs Total Stock Market Index
5. Why do I need international stocks?
6. Should I invest in Bitcoin?
7. How do you know when you can retire?
8. Lump Sum vs DCA
9. How can I increase my savings rate?

0:00 - Intro
0:42 - Should you pay off debt or start investing?
5:14 - How do I get started investing?
8:40 - Is 100% stocks a reasonable portfolio?
13:33 - S&P 500 vs Total Stock Market Index
15:51 - Why do I need international stocks?
19:59 - Should I invest in Bitcoin?
23:05 - How do you know when you can retire?
29:10 - Lump Sum vs DCA
31:52 - How can I increase my savings rate?

Resources mentioned in this video:

unburyme: https://unbury.me/
Pocket Guard: https://pocketguard.com/
Vanguard 2070 Fund: https://investor.vanguard.com/investm...
3-Fund Portfolio: https://www.bogleheads.org/wiki/Three...
Returns by Asset Allocation: https://investor.vanguard.com/investo...
Portfolio Visualizer: https://www.portfoliovisualizer.com/
Testfolio: https://testfol.io/
International vs U.S. Stock Returns: https://www.factorinvestor.com/blog/i...
Best Retirement Calculators: https://robberger.com/best-retirement...
FICalc: https://ficalc.app/
Influencing Retirement Savings Decisions with Automatic Enrollment and Related Tools: https://www.nber.org/reporter/2024num...

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Financial tools I use:

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https://robberger.com/empower

My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:
https://robberger.com/new-retirement

I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:
https://robberger.com/capitalize

My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets:
https://robberger.com/tiller

We save and invest our credit card rewards. Here are some of my favorite credit cards:
https://www.allcards.com/best-credit-...

My Book (Retire Before Mom and Dad):
https://amzn.to/4d9qbhA

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.