BREAKING: Historic VA Loan Reform Signed Into Law – What Veterans Need to Know NOW!

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President Trump has officially signed H.R. 1815 – the VA Home Loan Program Reform Act – into law, marking a historic change to how the VA Home Loan helps veterans avoid foreclosure and stay in their homes.

In this video, VA mortgage expert David Piatek breaks down exactly what this legislation means for current and future veteran homeowners. With over 3.7 million VA loans in use and 70,000+ veterans at risk of foreclosure, this reform could change the game for military families across the country.

📌 In This Video You’ll Learn:

What the Partial Claim Program is and how it works

How the VA is now aligned with other federal housing programs (like FHA)

What veterans in default or financial hardship need to do next

How this affects VA loan eligibility, entitlement, and repayment

The role of loss mitigation and how it protects VA borrowers

What this bill means for veteran homelessness prevention

How the law strengthens the VA's ability to support homeowners after disasters

🏡 Who Should Watch This?

Veterans behind on their mortgage

Active-duty service members using their VA home loan benefit

Military spouses managing household finances

Realtors and loan officers working with veteran buyers

Anyone interested in VA loan changes, housing policy, or mortgage relief

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-- Disclaimer --

DISCLAIMER: The content of VA Housing Education/VA Housing Education at Waterman Bank Channel is for educational purposes only. VA Housing Education Channel is provided under license by Waterman Bank. Waterman Bank will not extend credit of any kind without speaking to a Waterman Bank mortgage loan originator. The information on the VA Housing Education/VA Housing Education at Waterman Bank Channel should not directly be used to make decisions on home offers, purchasing decisions, is not guaranteed to provide specific results, imply lending terms, qualification amounts, or real estate advice. Any calculations should be verified independently. For real estate purchase advice consult licensed real estate, financial and legal professionals for advice. The views expressed on the VA Housing Education Channel and in all videos are those of the author or person presenting and do not represent those of Waterman Bank and are not intended to provide legal or compliance advice. The VA Housing Education/VA Housing Education at Waterman Bank Channel is not affiliated with or approved by the U.S. Department of Veterans Affairs (VA) or any other government agency. Contact Waterman Bank for your lending needs. Visit www.watermanbank.com or call 815-264-3201. Equal Housing Lender. NMLS #414704. Waterman Bank. Member FDIC.

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