Episode 97: Respond with Joy - A Strategy to Face Financial Storms with Tricia Daniel

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In this powerful and deeply encouraging conversation, Natalie Born sits down with wealth advocate, author, and speaker Tricia Daniel to unpack what it truly means to face financial storms with joy, wisdom, and unwavering faith. Drawing from her own journey through divorce, job loss, caregiving, and rebuilding from scratch, Tricia shares how women can break free from money shame, access the resources God has already placed around them, and create a practical “CARE plan” that keeps their families grounded even when life hits hard.

If you’ve ever felt unprepared, anxious, or alone when navigating money challenges, this episode reminds you that resilience isn’t about having perfect finances—it’s about having deep roots, biblical perspective, and a plan anchored in God’s truth.

[00:00 – 03:00] Introducing Tricia & the Hidden Crisis of Money Shame
Why money conversations are often avoided—even in families and churches.
Tricia’s background as a third-generation financial expert and her personal story of starting over.
The surprising number of Bible verses about money and why financial stewardship is deeply spiritual.

[03:01 – 06:45] Rebuilding After Loss & the Weight of Financial Anxiety
How divorce, job loss, and caregiving can suddenly wipe out finances.
Why shame keeps women silent—and how sharing our stories brings healing.
The importance of trusted communities for support, guidance, and empowerment.

[06:46 – 11:00] Cultivating Deep Roots: Building Your Spiritual & Financial Foundation
The “tree planted by the water” metaphor and how Scripture anchors us during financial storms.
Why women must develop a root system strong enough to withstand crises.
The reality of systems failing (like government shutdowns) and learning to lean on God first.

[11:01 – 14:30] The CARE Plan: A Practical Framework for Financial Preparedness

C — Cash: Knowing how much you need to care for your family for 1–6 months.
A — Accessibility: Ensuring you can access money quickly in emergencies.
R — Resources: Leveraging financial AND non-financial support systems.
E — Efficiency: Creating a clear execution plan your family understands.

Visual tools (circles, shapes, trees) to help families understand money.
Why financial stewardship is “surrender, not spreadsheets.”

[14:31 – 16:45] Breaking Generational Silence & Bringing Kids Into the Conversation
How cultural norms keep money conversations hidden—and why that must shift.
Helping children build healthy money mindsets early.
Transforming family narratives from secrecy to confidence and stewardship.

[16:46 – 20:00] “Finish the Unfinished”: Obedience, Calling & Financial Breakthrough
The word God gave Tricia: finish the unfinished.
How delayed obedience stalls provision, purpose, and generational impact.
The reminder that our next financial breakthrough is often hidden inside the assignment we’ve been avoiding.

[20:01 – End] What’s in Your House? Seeing What God Has Already Provided
The widow’s oil as a model for resourcefulness and faith.
Why God often uses what’s already in our hands to increase our capacity.
How non-monetary resources—community, creativity, connections—can be the key to rebuilding.

Quotes:

“Financial stewardship is surrender, not spreadsheets.” – Tricia Daniel

“Your CARE plan is your financial ‘go bag’—faith-filled, practical, and ready when life shifts.” – Tricia Daniel

“Money shame keeps us silent, but shared stories set us free.” – Tricia Daniel

“Financial resilience isn’t built on money—it’s built on where your roots are planted.”

About Tricia Daniel:

Tricia Daniel is a wealth advocate, speaker, and author who helps women overcome financial anxiety and rebuild confidence after life’s unexpected shifts. A third-generation financial expert with decades in corporate finance and public accounting, she combines practical wisdom with deep faith to empower others to steward their money with clarity, courage, and joy.

Connect with Tricia:

🔗 Website: https://www.triciadaniel.com
🔗 LinkedIn:   / triciacdaniel  
🔗 Instagram: @trishadanielofficial

Connect with Thrive Today:

🌐 Website: https://thrivetoday.com
📸 Instagram: @thrivetodaywomen
💼 LinkedIn: Thrive Today
📘 Facebook: Thrive Today Women

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