First time home buyer workshop with a company who cares for their people

first time buyer workshop covering credit, income and assets. Let me know your thoughts.

Looking to buy a home in Virginia? Look no further! This is your go-to channel for the best mortgage information and resources in Virginia’s Commonwealth. I'm your trusted advisor, dedicated to guiding you through the process with expertise and care. Let's make your homeownership dreams a reality together.

Let’s Connect on Social Media
Website: www.ParksMortgages.com
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Book a Personal Conversation: https://calendly.com/parks-team/30min
Google Reviews: https://bit.ly/4bJTLJ6

Introducing Chris Parks, a seasoned professional with a rich tapestry of life experiences. After 22 years in Spain, he's mastered both English and Spanish, reflecting a deep cultural immersion. Chris' journey, shaped by theological studies, instills empathy and compassion in his work, particularly in serving families navigating the complexities of mortgages. Since 2013, Chris has been dedicated to supporting families in Virginia. Married with four children, he intimately understands the profound importance of home and family.
As your trusted advisor, Chris brings to bear his expertise and genuine care, ensuring your needs and aspirations are paramount. With a trail of glowing Google reviews, he crafts tailored solutions for diverse clients, from first-time buyers to seasoned veterans. Whether you're Buying, Building or Investing in a home, Chris champions a personalized approach, empowering you to realize your homeownership dreams with unwavering confidence.
It's truly an honor to have the opportunity to collaborate with you! As a dedicated mortgage loan officer, I am committed to serving the communities of Richmond, Fredericksburg, Stafford, Williamsburg, Manassas, Culpeper, Springfield, and Woodbridge in Virginia. Your trust in my expertise means everything, and I am here to ensure a seamless and successful journey as we navigate through your mortgage needs together. Thank you for the privilege of assisting you in achieving your homeownership goals!

Chris Parks
(804) 243-9831
[email protected]
www.ParksMortgageGroup.com
NMLS ID#: 1021326
Powered by Atlantic Coast Mortgage
(www.nmlsconsumeraccess.org) Equal Housing Lender

0:00 intro
0:17 fears of buying a home
1:35 goals for the workshop
2:00 building wealth with real estate
2:21 game question
4:25 the 3 main sections of a mortgage preapproval
6:17 conversation on credit
8:33 can we work with no credit?
8:57 Kredit Karma and credit apps
12:00 down payment assistance loans start at this credit rating
12:44 Should you wait to buy a home?
14:33 credit choices & priorities
19:24 Game question
20:41 Income & variables in how it works with your debt
23:55 types of income
27.28 the math behind how you qualify to buy a home
30:05 My personal housing story
31:23 Asset discussion, savings, checking, 401k
32:55 Grants to help buy a home
36:31 Landlord is selling the home I'm renting
45:08 Working by referral and why I do it this way
46:16 final details