Stick to Your Budget with These Simple Money Habits

Stick to Your Budget with These 10 Simple Money Habits | Frugal Living Tips for 2026. If you’re ready to finally stick to your budget, embrace frugal living, and take control of your personal finance — you're in the right place. In this video, we’re sharing 10 frugal habits that helped us raise four sons debt-free on a low income — and these practical tips can work for you too.

Whether you're just getting started with budgeting for beginners, looking for smart money saving hacks, or just need a fresh dose of frugal living tips to save money, this video is packed with real-life advice that actually works.

We’ll walk you through frugality, frugal living hacks, and how to make the most of every payday — even if money is tight. These are the exact habits we use in our own payday routine to stay consistent and stress-free.

00:00 - Introduction
00:50 - Grab our FREE guide to reducing expenses
01:15 - Keep a Gratitude Journal
02:45 - Focus on What is Going Well with Budgeting
03:31 - Adjust Your Self-Talk About Money
04:56 - Know Your Money Numbers
06:45 - Break Free from the Comparison Trap
08:41 - Focus on One Financial Goal at A Time
10:02 - Make Frugal Swaps Automatically
11:34.- Automate Your Money
12:06 - Understand the Power of A Penny
13:44 - Create a Weekly Money Ritual

// FREE RESOURCE
Learn how we slashed our budget dramatically in this FREE eBook, "Ten Ways to Radically Reduce Your Expenses": https://pages.underthemedian.com/radi...

//TOOLS AND SERVICES WE RECOMMEND:

AFFILIATE DISCLOSURE: Links included in this description may be affiliate links. We participate in the Amazon affiliate program and several other affiliate programs, as well. If you purchase a product or service with the links that we provide we may receive a small commission. There is no additional charge to you.

DISCOUNT, COUPON, AND BROWSER EXTENSIONS:
○ Save 75% on Restaurant Food!: Too Good to Go App: https://tgtg.onelink.me/OGjG/nkknua79
○ Rakuten: (Cash Back!) https://www.rakuten.com/r/HOPEWA158?e...
○ Fetch: (Upload Receipt to Earn Gift Cards): https://referral.fetch.com/vvv3/refer...

//SERVICES AND PRODUCTS WE LIKE:

○ Mint Mobile: https://www.mintmobile.com/undertheme...
○ Graphic Artist: Our Logo design is by: Sarah Hallam, graphic artist:, contact her at: polaroidsandpens@gmail.com.
○ Mailerlite - https://www.mailerlite.com/invite/538...

//TIP JAR: Want to send us a special "Thank You" for our content? Here's our PayPal email address: underthemedian@gmail.com

//WATCH MORE FRUGAL LIVING VIDEOS:

○ Stocking Up on Grocery Store Markdowns Without Blowing Your Budget:    • Stocking Up on Grocery Markdowns without B...  
○ 14 Simple Things Frugal People Do That Most Don't:    • 14 Simple Things Frugal People Do That Mos...  
○ 25 Useful FREE Things That Are Actually Worth Asking For:    • 25 Useful FREE Things That Are Actually Wo...  

//SHOP OUR E-BOOKS: https://underthemedian.com/shop

//COME SAY HI!

Our website: https://underthemedian.com/

Facebook:   / underthemedian  

Instagram:  / underthemedian  


//ABOUT:

We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.

Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel.



//CONTACT:

For all inquiries, please use this email: hope@underthemedian.com