5 Ways I'd Improve My Finances If Starting Over As A Nigerian Expat in the UK

This channel provides educational content on UK personal finance and investing from my perspective as a Nigerian expat. I share my personal experiences and insights on topics such as ISAs, ETFs, budgeting, saving, investment strategies, and navigating UK financial systems. This video reflects my own journey and is provided for informational purposes only. It does not constitute financial advice and I am not authorised by the Financial Conduct Authority (or any other regulatory body in the United Kingdom or elsewhere) to provide financial advice. Investment values can go down as well as up, and past performance is not a reliable indicator of future results. For personalised UK financial planning and investment guidance, always consult a qualified UK financial adviser. Ultimately, you are responsible for your own financial decisions.

In this video, we'll discuss 5 things I would do differently to improve my finances if I was starting over in the UK.

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REFERENCES
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TIMESTAMPS
00:00 Introduction
00:09 #1. Start Early: Overcome Hesitation
01:44 #1b. Lump Sum vs. Dollar Cost Averaging
06:27 #2. Utilise Global Funds: A Simpler Approach
09:54 #3. Deprioritize Crowdfunding: Other Things Come First
11:56 #4. First Build An Emergency Fund
13:55 #5. Maximize Pension Contributions
18:52 Other Resources

This is part of a series on the @MoneyGistUK channel on investing and growing wealth in the UK. Whether you're a new immigrant, or simply someone looking to improve their financial health, this guide offers practical steps to accelerate your wealth-building journey.

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