Master Your Money with the 50/30/20 Rule 💸 | Ultimate Google Sheets Budget Template for 2025!

If you're ready to ditch the money stress and start telling your dollars where to go — this is the budget template for you. This 50/30/20 Annual Budget Template for Google Sheets is your all-in-one system for managing your finances the smart way — without the overwhelm.

Based on the proven 50/30/20 budgeting method (50% Needs, 30% Wants, 20% Savings/Debt), this spreadsheet gives you the perfect balance of structure and flexibility. 💼💃

📊 Packed with Powerful Features:
✔️ Setup Tab – Enter your own categories & customize your plan
🏦 Accounts Tracker – Manage up to 15 bank accounts in one place
📅 Bill Calendar – See upcoming bills by due date & never miss a payment
📈 Annual Dashboard – Get a big-picture view of your entire financial year
📆 12 Monthly Budget Tabs – Track your progress month by month
💰 Debt Payoff Calculator – Make real progress on your balances
🏖️ Savings Tracker – Stay motivated with multiple savings goals
🔮 Budget Forecast – Predict where your money is headed
📊 Net Worth Tracker – Watch your wealth grow
💸 Money Challenge – A fun way to stay consistent & crush your goals

✨ Why You’ll Love This Template:
Beginner-friendly, totally customizable
Works on Google Sheets — no Excel required
Clean dashboards & smart automation
Great for couples, families, or solo financial rockstars
Pairs perfectly with your favorite money podcast or Sunday coffee ☕📉

🛒 Download the 50/30/20 Budget Template Here:
👉 https://www.etsy.com/listing/18593044...

🛍️ Browse More Budget + Finance Templates in My Etsy Shop:
👉 https://www.etsy.com/shop/EZSpreadshe...

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