Is Buying an Annuity Worth It? Two Advisors Debate the Pros, Cons & Hidden Costs

Annuities are one of the most controversial financial products — and for 23 years, this debate hasn’t slowed down. In this episode of Debating Your Dollars, Will and Niko break down the good, the bad, and the confusing sides of annuities.

You’ll learn:
✔ Why annuities are so divisive in wealth management
✔ How riders, fees, and surrender charges really work
✔ When an annuity makes sense — and when it absolutely doesn’t
✔ Why “fear of the market” drives many annuity sales
✔ The most common mistakes people make when buying annuities
✔ Why taxation is often misunderstood (and why it matters)
✔ How annuities have evolved over the last decade
✔ Why annuities should be treated as insurance, not magic investment products

You’ll also hear real stories about:
• Clients with terrible annuities they didn’t understand
• Situations where annuities saved a retirement plan
• How some annuities destroy generational wealth
• When advisory-style annuities actually help

Whether you’re annuity-curious or annuity-skeptical, this episode gives you a balanced, honest, and practical look at whether these products belong in your financial plan.

🔗 Learn more at: https://www.hoffmanwealth.com

#annuities #retirementplanning #wealthmanagement #DebatingYourDollars #HWM

Connect with Will Hoffman:

http://www.hoffmanwealth.com
(724) 522-5411
[email protected]
LinkedIn: Will Hoffman:   / willhoffmanhwm  
Facebook: Hoffman Wealth Management:
  / hoffman-wealth-management-101186562746291  
YouTube: Hoffman Wealth Management:    / @hoffmanwealthmanagement  

Connect with Niko Rosso:

http://www.hoffmanwealth.com
(724) 522-5411
[email protected]
LinkedIn: Dominic: linkedin.com/in/dominic-rosso-738a0a208
Facebook: Hoffman Wealth Management:
  / hoffman-wealth-management-101186562746291  
YouTube: Hoffman Wealth Management:    / @hoffmanwealthmanagement