Business Loan Approval Criteria Explained | Credit Score, Income, Vintage & More | TallyCapital

Planning to apply for a business loan?

Before you begin, it’s essential to understand what most lenders look for — and this video breaks it down for you in simple terms.

In this TallyCapital guide, we cover the 5 key business loan eligibility criteria:
✅ Credit Score
✅ Business Vintage (How old your business is)
✅ Financial Performance (Turnover & Income)
✅ Profitability
✅ Legal Entity Status (Business type)

Whether you're a small business owner or an MSME looking for funding, this video will help you assess your loan readiness and improve your chances of approval.

What you’ll learn:

1. Minimum credit score required for loan approval
2. Why your business age and profitability matter
3. What annual turnover and income lenders expect
4. Accepted business structures (Sole Proprietor, LLP, Pvt Ltd, etc.)

How TallyCapital simplifies business loan access -

💼 Get 100% paperless application, 1-min eligibility check & FREE consultation at 👉 tallycapital.tallysolutions.com

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