Sidecars, Capacity Power Shifts & The Future of Insurance | Part 02

In Part 2 of our powerful conversation with Joe Zuk, we dig even deeper into the rapidly evolving dynamics of the insurance industry. This episode explores how capital is shifting, why MGAs are gaining leverage, the growing interest in sidecar structures, and what regulatory and AI-related risks lie ahead.

Joe breaks down complex insurance structures like sidecars, explains the potential power flip between carriers and MGAs, and shares his perspective on how the insurance industry can better foster leadership and attract new talent.

📖 Highlights:

✅ Why capacity is shifting toward MGAs

✅ How sidecars work (explained simply)

✅ Why investor capital is flowing into MGAs

✅ Regulatory risks and what AM Best is watching

✅ The coming challenge of AI liability & AI unemployment

✅ How the industry must adapt to silent risks and systemic change

✅ Joe’s advice on building leaders and attracting young talent into insurance

✅ Why insurance is the oxygen of the economy

👥 Special Guest:
Joe Zuk, Operating partner at Altamont Capital Partners

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__________________________

WHO AM I 🤓

I'm a husband, father of four boys. They are my life.

I am a compassionate, honest boundary pusher on a relentless pursuit of innovation excellence and driving others to reach their full potential.I am unafraid of the unknown and believe barriers are simply opportunities to define new paths.

I lead with love and am driven to create efficiencies and go full speed. I have a very unique career in the industry that has enabled me to build expertise and simplify major, seemingly complex tech modernizations.



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