DEBATE: Whole Life VS IUL | Which Life Insurance is Better? With

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Chris Kirkpatrick from ‪@LIFE180‬ and Terry Rocks, the President & Founder of Teleios Financial Partners debate live on the very heated topic of whole life insurance vs IUL (indexed universal life). In this debate Chris and Terry cover a wide array of topics, all centered around the questions of, which permanent life insurance product is better and which is the right option for you?

0:00 - Debate Intro
3:14 - Brief Intro to Terry Rocks (Pro IUL)
3:44 - Brief Intro To Chris Kirkpatrick (Pro Whole Life)
4:23 - Terry's Background & Rising Costs
13:55 - Chris' Background & Response to Rising Costs
18:58 - Open Dialogue Begins
25:43 - "Can't guarantee Paid Up for IUL"
38:59 - Should There be More Regulation on IUL?
46:53 - The Problem of Demutualization & Bad Life Insurance Companies
52:52 - What's Better for Early Cash Value?
59:52 - Would you use IUL for Infinite Banking?
1:04:41 - When does IUL Outperform Whole Life in Cash Value?
1:07:40 - Whole Life Will Outperform IUL? Concerns with the Market.
1:18:46 - Chris' Big Concerns
1:24:01 - The Debate Starts to get Heated



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*This video is for entertainment purposes only and is not financial or legal advice.

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