Can ₹50K SIP Make You a Crorepati? Kirtan Shah Answers
Автор: INDmoney
Загружено: 2025-07-22
Просмотров: 227525
💰 How Kirtan Shah Built ₹10 Crores+ Through Smart, Consistent Investing
👤 About Kirtan Shah
Kirtan Shah is a serial entrepreneur in financial education and wealth management, and the founder & CEO of Credence Wealth and FPA Edutech. A former Executive Director at a BSE-listed NBFC, he brings deep expertise in banking, markets, and treasury. He’s a media regular on CNBC, Zee Business, and ET Now, and has been recognised with the BW 40 Under 40 and Young Entrepreneur awards. Kirtan also contributes to financial education policy through RUSA and leading academic institutions
In this podcast, Kirtan Shah shares his journey of building long-term wealth through focus, clarity, and discipline. In this candid conversation, we dive into everything from salary management to real estate, ESOPs, FIRE, and becoming a crorepati in the stock market.
Here’s what we covered in the podcast:
🔹 Kirtan’s personal asset allocation & wealth-building journey
🔹 Why equity is at the core of his portfolio
🔹 Thoughts on ESOPs, when to sell and how to hold
🔹 Does a Gujarati upbringing give a financial edge?
🔹 How to manage money with a ₹50 - 60K salary
🔹 Buying vs Renting a home
🔹 The reality of FIRE for India’s middle class
🔹 His take on easy credit, real estate investing, and earning vs investing
This episode is packed with practical wisdom and thought-provoking insights for anyone looking to take control of their money and invest smarter.
Timestamps:
0:00 - Intro
1:57 - Kirtan’s Net-worth - 10 Crore+
2:39 - Kirtan’s Asset Allocation - You’ll be SHOCKED!
6:48 - Kirtan’s 1st job - 1st Income - 1st Investment!
15:33 - Growing up in a Gujarati Family - How is it different?
16:51 - 1 Moment for Wealth Building - The TURNING POINT!
19:35 - The right time to Sell ESOPs - How long to hold?
22:06 - Increase your income - Investing alone can’t make you rich!
23:22 - Can a middle class with 50-60K salary can Retire Early? - FIRE
27:23 - Real Estate, is it still a good investment option?
31:25 - Easy Credit, how bad is it for someone’s wealth building journey?
33:11 - How to manage a Salary of 50-60K - Expense/Savings/Investment!
36:55 - Buying vs Renting a home? Which is better?!
42:54 - How to be a CROREPATI in the Stock market? - Simple answer!
📌 Subscribe for more money conversations with India’s top financial minds.
#KirtanShah #WealthJourney #PersonalFinanceIndia #ESOPs #FIREIndia #InvestingInIndia #CrorepatiMindset #INDmoney
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