The "Luxury Loophole": BMWs Are Cheaper Than Jeeps Right Now

The math doesn't lie. In December 2025, it's actually CHEAPER to finance a BMW X5 than a Jeep Grand Cherokee.

I ran the numbers on every major December incentive, and what I found will delight you.

🚨 THIS ENDS DECEMBER 31ST 🚨
⏱️ TIMESTAMPS:
0:00 - : Jeep vs BMW Overview
1:45 - DEAL 1: Sedans (Honda Accord vs Mercedes C-Class)
4:30 - DEAL 2: Mid-Size SUVs (The Brain Breaker)
7:30 - DEAL 3: EVs (Polestar 3 Inventory Crisis)
10:15 - DEAL 4: 3-Row Family Haulers
13:00 - Your December Game Plan
💰 OFFICIAL DEAL LINKS:
BMW December Offers (USA):
https://www.bmwusa.com/special-offers...
BMW Canada Year-End Event:
https://www.bmw.ca/en/shopping-tools/...
Mercedes-Benz Special Offers (USA):
https://www.mbusa.com/en/shopping-too...
Mercedes-Benz Canada Offers:
https://www.mercedes-benz.ca/en/shopp...
Cadillac 0% Financing (USA):
https://www.cadillac.com/current-offers
Cadillac Canada Offers:
https://www.gm.ca/en/cadillac/current...
Polestar 3 Incentives:
https://www.polestar.com/us/polestar-3/
(Ask dealer about $20K+ incentives)
Lincoln Aviator Offers (USA):
https://www.lincoln.com/finance/incen...
Lincoln Canada Offers:
https://www.lincoln.ca/finance/incent...
Volvo XC90 Offers (USA):
https://www.volvocars.com/us/shopping...
Volvo Canada Year-End:
https://www.volvocars.com/ca/shopping...

📋 THE STRATEGY:

Ignore sticker price - it's a negotiation starting point
Hunt for APR under 3% (anything 5%+ is a trap)
Factor in free maintenance (Mercedes = $1,500 value)
Calculate TOTAL cost, not monthly payment

📊 DEALS COVERED:
✅ Honda Accord vs Mercedes C-Class / Cadillac CT5
✅ Jeep Grand Cherokee vs BMW X5
✅ Ford Mach-E vs Polestar 3
✅ Hyundai Palisade vs Lincoln Aviator / Volvo XC90

🎯 This isn't about "buying luxury for the badge." This is about paying LESS for MORE car because of market dynamics. Luxury brands built too many cars. Mainstream brands didn't build enough. You get to profit from that gap.

DISCLAIMER: Offers vary by region and dealer. All calculations based on December 2025 manufacturer offers. Always verify current rates with your local dealer and run your own numbers based on your credit situation.

🚗 WHO IS CARDAD?
I'm Nitin - a car enthusiast and dad helping families make smarter automotive decisions. No supercar hype, no affiliate links, just practical advice for people.

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