The Bond Funds I Use To Protect My Retirement Portfolio (FQF)

Welcome back to another edition of Five Question Friday (FQF). Here are today's questions:

1. what bond funds do I use in my portfolio?
2. Do you really need an emergency fund?
3. How does living off interest work with Bengen's 4% rule?
4. How to track money market funds in my investment tracking spreadsheet?
5. Are money market funds better than intermediate-term bond funds?

Resources:

Big ERN article: - https://earlyretirementnow.com/2016/0...
Bengen article: https://www.financialplanningassociat...
NOTE: The Bengen article is the third in his series, not the second as I stated in the video.
My Investment Tracking Spreadsheet: https://robberger.com/investment-trac...
FIPDX: https://fundresearch.fidelity.com/mut...
SGOV: https://www.morningstar.com/etfs/arcx...
VBIL: https://www.morningstar.com/etfs/xnas...
VMFXX: https://investor.vanguard.com/investm...

0:00 - Intro
1:13 - What bond funds do I use in my portfolio?
7:07 - Do you really need an emergency fund?
11:42 - How does living off interest work with Bengen's 4% rule?
17:18 - How to track money market funds in my investment tracking spreadsheet?
20:35 - Are money market funds better than intermediate-term bond funds?

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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