SoFi Checking and Savings Account Review 2025: Best High Yield Account?

SoFi's integrated checking and savings accounts have revolutionized modern banking by offering a seamless digital experience combined with industry-leading APY rates. The platform has grown from its student loan refinancing roots to become a comprehensive financial solution, serving over 7 million members across the United States with its no-fee banking structure.

The banking division of SoFi operates under SoFi Bank, N.A., providing FDIC insurance up to $2 million through their partner network. This level of protection, combined with their cutting-edge mobile app and web platform, positions them as a serious contender in the digital banking space, especially for tech-savvy users seeking higher returns on their deposits.

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