I Wish I Knew These Things When I Was 18...

These are the 10 things I wish I knew when I was 18 years old! Leave a LIKE if you found this video helpful, & consider subscribing for more weekly content just like this!

In this video I go through 10 things I wish I knew when I was younger. These are things I wish I knew about adulting that I didn't learn in school. If I could go back in time and tell my younger self these 10 things, I would've been much better off in starting & planning my adulthood. I hope any of these resonate with you & can teach you something new! Be sure to check back weekly for more life advice, financial tips, and psychological strategies to grow your brain and optimize your life!

This video is NOT sponsored.

SUMMARY:
1. The importance of starting an early savings (start saving money NOW!)
2. The importance of starting a credit history (start a credit history NOW!)
3. The importance of having a budget & a schedule (learn to budget/schedule!)
4. How much living actually costs when you move out (moving out isn't cheap!)
5. Genuine free time can become scarce as you get older (adulting is a full-time job!)
6. There is no rush in choosing a career path (don't rush into a career!)
7. How retirement works (invest in retirement NOW!)
8. The importance of mentors (mentors are KEY!)
9. How motivation & creativity get crushed by comparing yourself to others (don't compare your successes!)
10. The culture of self-help (learn, outsource, & get help!)

IMPORTANT LINKS:
Acorns
Referral Link: https://acorns.com/share/?advocate.pa...
My top recommendation for investing apps and saving money as a beginner! This app can function as a checking account, investment account, & retirement account all in one! It makes saving & investing money easy, brainless, & automated.

Discover Cash Back card
Referral Link: https://refer.discover.com/s/fmqocz?a...
This card has NO ANNUAL FEE, gives 5% cash back on revolving categories, gives unlimited 1% cash back on all other purchases, includes a sign-up bonus, & much more!

Chase Freedom Unlimited card
Referral Link: https://www.referyourchasecard.com/18...
This card also has NO ANNUAL FEE, gives unlimited 1.5% cash back on every purchase, has an amazing sign-up bonus as well, & much more!

Robinhood
Referral Link: https://join.robinhood.com/calebc2791
This app makes it easy to get started with buying stocks & is great for beginners who are still learning.

Coinbase
Referral Link: https://coinbase.com/join/GGX5JBL?src...
This platform makes it really easy & safe to buy, sell, and store digital currency.

Webull
Referral Link: https://a.webull.com/Nwcqy6AYuVEsjPZGyg
This app is for more advanced investors, with live trading tools & more chart features.

ADVERTISER DISCLOSURE:
My videos & descriptions may contain affiliate and/or referral links, which means if you click on one of the product links or sign up for a service, I may receive a small commission or referral bonus, respectively. This helps support the channel. All links provided in this manner are for products and/or services that I stand behind or use myself. Thank you for your support!

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LEGAL DISCLAIMER:
I am NOT a financial advisor/licensed legal professional of any kind & everything I share is my own opinion & perspective. All investments come with risk & I cannot guarantee any particular outcome. The information presented may not apply to you or your specific situation. Take everything I say with a grain of salt, consult a legal professional, & please do your own research to make the best personal decisions for yourself!

ABOUT ME:
My name is Caleb Clament, here to be your personal guide to self-investing! My goal is to provide you with tips, tools, strategies, & resources to help you invest in yourself, optimize your life, apply yourself as an adult, & grow to be your very best. I've had a great interest in psychology & personal finance from a young age, but some other passions I have include skateboarding, creating music, exploring nature, & reading. I love learning new things & teaching others. I want to see you thrive & achieve your goals!

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Invest In Yourself.