India’s Hidden Real Estate Scam : Subvention Scheme

In this video, we uncover the hidden truth behind one of the most deceptive real estate scams in India—the subvention scheme. This "no EMI till possession" plan was marketed as a lifeline for homebuyers but turned out to be a trap. Builders and banks exploited the system, inflating property prices and leaving buyers with inflated loans they never anticipated. Despite being banned, this scam’s impact continues to haunt the real estate market. We break down how it worked, the financial consequences for those who fell victim, and why it remains relevant today. If you're thinking of buying property or are already in the market, understanding this scam is crucial to avoid falling into similar traps.

Introduction to the "No EMI Till Possession" Scam — 0:00
How the Scheme Works — 0:27
The Hidden Cost for Buyers — 0:51
Why It Became a Scam — 1:16
Regulatory Intervention and Builder Default — 1:43
The Worst Outcome for Buyers — 2:06
The Triple Blow to Buyers — 2:29
Final Impact and Summary — 2:56


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