Transitioning Away From Dave Ramsey (why I stopped following him)

In this candid video, I share my personal journey of transitioning away from Dave Ramsey's advice in certain areas, after we became debt free. While I’ve learned a lot from his teachings about financial discipline and the importance of budgeting, I've discovered that my approach to managing money has evolved over time, and I find myself not following him as strictly as I once did. This doesn't mean I don't enjoy some of the Ramsey personalities, or that I don't think Ramsey Solutions has valuable content as it relates to getting out of debt and living below your means to build wealth. I believe it's important for everyone to recognize that there's no one-size-fits-all approach to personal finance. We shouldn't feel pressured to follow any advice exactly, including Dave Ramsey's. Each of us should feel empowered to make the financial decisions that best suit our individual circumstances and goals.

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How We Stopped Living Paycheck to Paycheck    • How We Stopped Living Paycheck to Pay...  

Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as "MsDiaperD", sharing over 80 cloth diaper video tutorials.    • Cloth Diapering 101  

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Hi, I'm Dana, and I'm DEBT FREEEEE! My husband and I are raising 4 kids (on a budget), after paying off over $98,000 in consumer debt. I've been a content creator on YouTube since 2012 and am here to help inspire, motivate or support you on your own financial journey. It can be a long road, but you aren't alone. You got this!

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‘Marty Gots a Plan’ by Kevin MacLeod (incompetech.com)
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