MY Top 8 Monthly ETF Funds I Use for Retirement Cash Flow with No Nav Erosion

In this video, I break down 8 income ETFs that generate monthly cash flow, explaining how they work, why they pay monthly, and the trade-offs investors must understand before using them in an income-focused portfolio.

This strategy is built around long-term monthly income, tax efficiency through Return of Capital (ROC), and Net Asset Value (NAV) preservation, with a strong emphasis on total return, not just headline yield.

What This Video Covers:

Why monthly income ETFs appeal to retirement planning

How covered call and option-income strategies generate cash flow

The role of Return of Capital (ROC) and how it impacts taxes

Why total return matters more than yield alone

How I diversify across multiple ETF issuers and strategies

Risks to watch for, including NAV erosion and over-distribution

ETFs Discussed:

QQQI – Nasdaq-100 High Income ETF

SPYI – S&P 500 High Income ETF

TSPY – S&P 500 Growth & Daily Income ETF

KQQQ – Technology Titans Select ETF

QDVO – Russell 1000 Growth Income ETF

BIGY – Target 12 Big 50 Option Income ETF

GOOP – Communication Services Income ETF

SLVO – Silver Covered Call Income ETN

This video is designed for education only and focuses on how income ETFs function, not on making recommendations or promises of performance.

⚠️ Important Disclaimer

This video is for educational and informational purposes only and does not constitute financial or investment advice.
Past performance does not guarantee future results.
Distributions are not guaranteed and may include return of capital.
Always consult a licensed financial professional before making investment decisions.