How Embedded Finance Is Replacing Banks: JP Nicols with Linker Finance & Alloy Labs

Traditional banking is quietly being extracted from everyday business operations—replaced by embedded, seamless financial tools built directly into software. In this episode, JP Nicols is joined by Jorge Garcia (Founder & CEO, Linker Finance) and Samer Saab (SVP of Product, Alloy Labs) to explore how banks can respond before it’s too late.

From pizza orders to payroll systems, a revolution is happening beneath the surface of business transactions across America. We follow up on our last episode, “The Invisible Heist”, to uncover what banks can do to fight back and reassert their role in the new financial stack.

Topics covered:

Why embedded finance is disrupting traditional banking
What banks must do to avoid becoming invisible
How fintech partnerships can unlock growth
Strategies to land and expand commercial relationships
New models for digital banking success

Whether you're in commercial banking, fintech, or financial strategy, this conversation is packed with real-world insights to help you stay ahead of disruption.

#EmbeddedFinance #DigitalBanking #FintechDisruption #FutureOfBanking
#JPNicols

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JP Nichols:   / jpnicols  
Barb MacLean:   / barbmaclean  
Alex Johnson:   / alexhjohnson  
Jorge Garcia:   / jagbolanos  
Alloy Labs:   / alloylabs  
Linker Finance:   / linkerfinance  
Samer Saab:   / samer-saab-5880714b