Developer Pushback, GoCardless Sold, Copilot Struggles - and an AI stall?

In this episode of Digi-Tools in Accrual World, we break down a massive fortnight of news in the accounting tech ecosystem. From leadership changes at the top of the UK’s biggest platforms to the "unbundling" of SaaS pricing, we analyse the strategic moves that will define 2026.



The Big Xero Shift: The team reacts to the continued fallout from Xero’s new API pricing model and the news that Alex von Schirmeister is stepping down to join Nomentia. We discuss whether Xero is moving away from "inclusivity" as it pivots toward profitability.

 


The AI Reality Check: Despite the hype, recent data shows a decline in active generative AI usage in the workplace. We explore why Microsoft Copilot is struggling to gain traction and why "Ask Digits" represents the future of AI as a primary software interface.

 


Acquisitions & Payments: We look at the strategic implications of Mollie acquiring GoCardless for £1.1bn and how Intuit is tightening its grip on the UK market with the official launch of QuickBooks Payments.

 


Strategic Pricing: Finally, we analyse Unleashed Software’s move to "unbundle" its pricing. Is functionality-driven pricing the new standard for SaaS?

 

Episode Timestamps


00:00 Welcome To Digi-Tools in Accrual World



App News



03:08 Ecosystem Friction: Developers React to Xero's API Pricing Model



10:42 Leadership Change: Alex von Schirmeister Steps Down at Xero



17:56 Xero Update: MTD Support for Multiple Businesses



19:02 M&A Alert: GoCardless Acquired by Payments Giant Mollie



23:33 Why Microsoft is Struggling with AI Agent Traction



32:33 The AI Dip: Workplace Surveys Show Usage Decline



35:58 App Spotlight: Digits Unveils "Ask Digits" AI Interface



38:06 QuickBooks Payments Officially Launches in the UK



40:06 Intuit's "Agentic" Capabilities for QuickBooks & MailChimp



43:52 Briefcase Platform: Absorbing Complex Tax Codes via AI



46:07 SaaS Strategy: Unleashed Unbundles Pricing & Inventory Features



49:53 Like, Subscribe and Join Us!




Keywords / Hashtags: #AccountingTech #Xero #Intuit #QuickBooks #GoCardless #Mollie #SaaSStrategy #AI #GenerativeAI #FinTech #Unleashed #SaaSActivation #ChannelStrategy