Mortgage Strategies for Seniors: Accessing Home Equity with Jon McCuskey

In this episode of The Senior Scoop, Deborah sits down with Jon McCuskey of Prosperity Mortgage to demystify the mortgage process for seniors navigating home transitions in Santa Barbara. Whether you're downsizing, moving to a senior living community, or needing to access equity without selling your home, this conversation is packed with insights tailored to your needs.

Jon shares expert advice on mortgage options for seniors—including refinancing, equity lines, and bridge loans—and explains how to avoid taxable events and reduce financial stress. Learn how asset depletion loans can help retirees qualify, even on fixed incomes, and why hands-on, in-home service can make all the difference.

Debunking common mortgage myths, this episode empowers seniors and their families to explore flexible, affordable financing solutions during big life changes. If you're unsure about your options or have been turned away by banks, this discussion could be a game-changer.

Whether you’re downsizing, moving into a senior living community, or tapping into your home’s equity, Jon breaks down every step to make the process smooth, affordable, and stress-free.

🔗 Connect with Jon McCuskey:
📞 (805) 946-0060
🌐 prosperitymortgage.com/jon-mccuskey
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Kelsey Samuel
https://sbsos.care/
805-946-0060

Deborah Samuel, Berkshire Hathaway HomeServices California Properties
REALTOR® | SENIOR REAL ESTATE SPECIALIST - SRES®, DRE# 02119798
https://www.deborahsellssb.com/