What are Equity Mutual Funds | Types of Mutual Funds | Taxation of Mutual Funds | (Part-A) | 2025

📌 About This Video
Are you confused about the different types of equity mutual funds available in India?
In this video, we break down the categories of equity mutual funds as per SEBI’s classification to help you make informed investment decisions. Whether you're a beginner or an experienced investor, understanding these categories is crucial for selecting the right fund based on your financial goals, risk appetite, and investment horizon.

📌 What You’ll Learn in This Video:
✅ What are Equity Mutual Funds?
✅ SEBI's classification of Equity Mutual Fund Categories
✅ Taxation of Equity Mutual Funds - FY 2025 onwards

📌 Categories of Equity Mutual Funds as per SEBI:
1️⃣ Large-Cap Funds – Invest in the top 100 companies in terms of market capitalization 🏢
2️⃣ Mid-Cap Funds – Invest in companies ranked 101-250 in terms of market capitalization 📈
3️⃣ Small-Cap Funds – Invest in companies ranked 251 and beyond, with high growth potential 🚀
4️⃣ Multi-Cap Funds – Invest across large, mid, and small-cap stocks for diversification 🔄
5️⃣ Flexi-Cap Funds – Similar to multi-cap but with a dynamic allocation strategy 📊
6️⃣ Large & Mid-Cap Funds – Invest in both large and mid-cap companies for balanced growth ⚖️
7️⃣ ELSS (Equity Linked Savings Scheme) – A tax-saving mutual fund under Section 80C with a 3-year lock-in period 💰
8️⃣ Sectoral/Thematic Funds – Invest in a specific sector (e.g., IT, Pharma) or theme (e.g., ESG, Consumption) 🎯
9️⃣ Value Funds & Contra Funds – Invest based on value investing or contrarian strategies 📉📈
10 Focused Funds – Invest in a limited number of stocks (maximum 30) for concentrated exposure 🎯
11 Dividend Yield Funds – Invest in Companies declaring high dividends 🎯

📌 Who Should Watch This Video?
✅ New Investors looking to start investing in mutual funds
✅ Experienced Investors wanting to understand SEBI’s equity fund categorization
✅ Business owners and salaried professionals planning long-term wealth creation
✅ Taxpayers looking for tax-saving investment options under the old tax regime - ELSS funds for Section 80C tax deduction

📌 Why This Matters?
The Securities and Exchange Board of India (SEBI) has classified mutual funds into specific categories to ensure transparency, standardisation and ease of comparison for investors. Knowing these classifications will help you choose the right fund aligned with your risk profile and financial objectives.

📢 Narrated by: CA. Vidur Krishna Bindal, FCA

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Disclaimer:
This video is for educational and informational purposes only and should not be considered as financial, investment or legal advice. The content presented is based on publicly available information and personal opinions and does not constitute a recommendation, solicitation or endorsement to buy, sell or invest in any mutual fund or financial product. Mutual fund investments are subject to market risks, and viewers are advised to conduct their own research and consult with a qualified financial advisor before making any investment decisions. The creator of this video assumes no liability for any financial decisions made based on the content of this video. By watching this video, you acknowledge and agree that the responsibility for any investment decisions rests solely with you.