WARNING: Will You Lose Money? New 2026 Spousal Death Rules for CPP & OAS! | Survivor Rules Explained

⚠️ WARNING: Will You Lose Your Pension? 2026 CPP & OAS Survivor Rules Explained!

Losing a spouse is devastating, but the financial shock that follows can be even worse. In this video, we break down the 2026 CPP and OAS Survivor Rules that every Canadian couple needs to know. Many widows and widowers are shocked to find their household income drops significantly due to the government's "combined cap" and clawback rules.

Don't wait until it's too late. Learn how to protect your retirement income and what critical changes are coming for survivor benefits in 2026.

👇 IN THIS VIDEO, WE COVER:
✅ The $2,500 CPP Death Benefit: How to claim it immediately.
✅ CPP Survivor’s Pension: How much will you actually get? (The 60% Rule).
✅ OAS & GIS Impact: What happens to Old Age Security and Guaranteed Income Supplement when a spouse dies?
✅ The "Combined Limit" Trap: Why your pension might be cut even if you are eligible.
✅ 2026 Updates: Strategies to maximize your benefits under the new projections.

⏳ TIMESTAMPS:
0:00 - Intro: The harsh reality of spousal death & finances
1:15 - What is the CPP Death Benefit (One-time payment)?
2:45 - CPP Survivor Pension Explained (Age 65+ vs Under 65)
5:30 - The "Combined Cap": Why you won't get double the pension
8:10 - OAS (Old Age Security) Rules for Widows/Widowers
12:20 - GIS & The "Allowance for the Survivor"
14:45 - Critical Planning Strategy for 2026
16:00 - Conclusion & Final Tips

🔍 VIDEO SUMMARY :
Understanding the Spousal Death Impact on CPP & OAS is crucial for retirement planning in Canada. When a partner passes away, the Survivor Rules for 2026 determine how much of their Canada Pension Plan (CPP) and Old Age Security (OAS) transfers to the surviving spouse. This guide covers the widow pension Canada 2026 rules, the maximum pensionable earnings adjustments, and the specific formulas Service Canada uses. Whether you are retired or planning for the future, knowing the difference between the CPP survivor benefit and the OAS survivor allowance can save you thousands.

Subscribe for more Canadian Financial Updates: [‪@RetirePath‬]

#️⃣ HASHTAGS:
#CPP #OAS #SurvivorBenefits #CanadaPension #RetirementCanada #WidowPension #FinancialPlanning #ServiceCanada #2026Rules #SeniorsFinance

DISCLAIMER:
I am not a financial advisor. This video is for educational purposes only. Please consult a certified financial planner or Service Canada for your specific situation