2024 Mortgage Recap: Refinancing, Borrowers, Rates, and AI – How to Get More Business in 2025?

2024 brought significant shifts to the mortgage industry. From interest rate cuts to evolving borrower profiles, it was a year filled with challenges and opportunities. In this special year-end edition of the A&D Market Digest, top industry experts come together to reflect on the trends that defined the year and share valuable insights into what 2025 might hold.

Key Highlights

🏡 Changes in the profile of the average borrower: how Millennials, Gen Z, Gen X, and Boomers are reshaping the market
📈 Non-QM growth: the growing demand for Non-QM products and how to meet the diverse needs of borrowers
📉 The impact of interest rate changes: refinancing and cash-out refinancing remain in high demand
🤖 Tech-driven transformation: AI-powered tools like AIM and Income Calculator streamline processes
🔍 Potential challenges and opportunities in 2025: increased competition, need for flexibility, and evolving technologies
📚 Preparing for 2025: expert advice on staying competitive and using downtime wisely

#realestate #mortgage #creditscore #mortgagerates #housingmarket #nonqmloans #dscr #mortgagecalculator #itin #fico #admortgage #realestate #bankstatement #realestateinvesting
_____________________________________________________________________

A&D Mortgage (NMLS # 958660) is a top wholesale and correspondent lender, bringing first class service.  We are a nationwide lender able to conduct business in 40+ states.

Join the more than 6,000 companies who’ve already chosen A&D Mortgage as their long-term partner to expand their pipeline!

Learn About Programs: https://admortgage.com/our-programs/?...
Calculate Your Loan: https://admortgage.com/?utm_source=yt...
Submit Scenario: https://admortgage.com/scenario-reque...
Become a Partner: https://admortgage.com/become-a-partn...
Follow us where you wish:
LinkedIn:   / admortgage  
Facebook:   / admortgagecompany  
Instagram:   / admortgagellc  
Twitter:   / ad_mortgage  
Threads: https://www.threads.net/@admortgagellc
Telegram: https://t.me/admortgage_bot

00:00 Introduction
01:22 Changes in the borrower profile
03:17 How to prepare for a successful 2025?
04:58 Market changes in 2024
05:34 Most popular mortgage products in 2024
06:23 AI and Tech Boom in Mortgage 2024
08:25 Trends in the housing market 2025
09:24 Get more business in 2025: advice for partners, challenges, opportunities
13:02 Wrap-up & final thoughts