💳 Credit Cards 101 – The Complete Beginner’s Guide! | Chalo Numbers Samjhe EP 5

💳 Credit Cards 101 – The Complete Beginner’s Guide!

In this video, we break down everything you need to know about using credit cards the right way — from the very basics to building a smart credit card strategy.

We’ve created a simple 9-step framework that will help you:

👉 Avoid common traps and mistakes most beginners make
👉 Maximize rewards and cashback the smart way
👉 Choose the right credit card for your lifestyle

We’ve also shared a Credit Card Strategy Tracker (Excel Sheet) 📊 — so you can easily plan and organize your own 9-step approach.

Whether you’re just getting your first card or trying to improve your existing strategy, this video will help you use credit cards wisely — not fear them. 💡

📥 Download the 9-Step Credit Card Strategy Tracker here: https://links.pennywiseapp.in/CC101

If you found this helpful, don’t forget to like, share, and subscribe for more simplified money insights every week!

00:00 - Introduction
01:20 - Planning Akshat's next vacation on CC
03:22 - When should we get a paid CC
07:20 - How to choose the right CC
11:05 - Checklist to Streamline your CC strategy
17:00 - Kinds of Devaluation
20:53 - Special Guest
22:20 - Axis Magnus Burgundy - for Car Purchase
23:40 - HSBC Travel One - Great rewards on Travel
28:30 - Federal Bank Scapia and its crazy offers
31:11 - CC Checklist (Contd.)
38:00 - HDFC Mariott Bonvoy
40:30 - Whats next





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