Loan Denied After You're Under Contract 7 Loan Killing Mistakes

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Tierra Hensley - Tennessee REALTOR®
eXp Realty
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🚨 Worried about your loan getting denied under contract?
Even after you're pre-approved, you can still lose the home if you're not careful. In this video, I'm breaking down 7 common reasons why your loan can be denied under contract — and what you need to avoid to protect your deal.

Whether you're buying a home in Spring Hill, Nashville, or anywhere in Middle Tennessee, these are the real loan mistakes buyers make during escrow that can cost them everything.

I’ll walk you through real-world examples and what lenders are really looking at once you’re under contract. If you're relocating or buying your first home, this video will help you avoid major pitfalls and actually make it to the closing table.

💬 Got questions about buying a home in Tennessee? Drop them in the comments — I respond to everyone!

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⏱️ TIME STAMPS
0:00 Intro
1:21 Large Unverified Bank Deposits
2:43 New Debt
4:12 Missing & Late Payments
5:27 Insurance & HOA Costs
6:47 Appraisals
7:57 Disclosed Financial Obligations
8:39 Changing Jobs
9:47 Outro

👋 ABOUT ME
I’m Tierra Hensley, a local REALTOR® in the Nashville and Middle TN area. I help buyers, sellers, and relocation clients navigate the process with confidence and clarity. My goal is to make your move as easy and stress-free as possible while helping you find the home—and the lifestyle—that fits your needs.

Subscribe to my channel for weekly videos about living in Nashville, moving to Middle TN, real estate tips, and neighborhood guides across Spring Hill, Franklin, Columbia, and beyond.