Burned Out by the Hustle? The Money + Mindset Shifts Every Working Mom Needs for True Wealth

Are you hustling nonstop—but still stressed about money and missing out on family time? 😓

Too many working moms tie their worth to their paycheck and end up burned out, overwhelmed, and unfulfilled. But here’s the truth: wealth without joy isn’t really wealth at all.

In this episode, I sit down with Terri Nicholas, certified financial planner and money coach, to share the money and mindset shifts you need to break free from limiting beliefs, stop tying your value to your income, and finally create true wealth—a life filled with joy, purpose, and balance.

What You’ll Learn:
✔️ The most common limiting money beliefs holding women back
✔️ Why chasing paychecks isn’t the same as creating true wealth
✔️ Practical steps to reset your money habits (even if it’s just $1 at a time)
✔️ How to say “no” without guilt—and why it builds balance
✔️ The mindset shift every working mom needs to feel confident about money

Key Quote from Terri:
“True wealth is about joy, purpose, and balance—not just a paycheck.”


🎯 Action Step for You:
Try the Keep, Stop, Start exercise this week. Write down what you’ll keep, what you’ll stop, and what you’ll start—then align it with your purpose.


✨ If you’re ready for:
✔️ More financial confidence
✔️ Freedom from burnout and hustle culture
✔️ A career and life that align with your values

👉 Hit play now.

Timestamps
0:00 – Do you ever feel like you’re hustling non-stop?
0:09 – Introducing Terri Nicklas, certified financial planner & money coach
0:31 – Welcome to Career Growth for Working Moms
0:57 – Terri’s background and turning point during the pandemic
1:44 – Why she combines financial planning with mindset coaching
2:20 – The difference between being told what to do vs. guided
3:29 – How women approach money differently than men
4:01 – Are working moms tying their worth to financial success?
5:21 – What is “true wealth” really?
6:12 – Common limiting money beliefs moms hold
6:59 – Why saying “yes” to everything drains your energy
8:04 – Terry’s September event to help women reset
9:15 – Delegating as a path to empowerment
9:51 – Advice for moms at a career or financial crossroad
11:14 – Helping corporate women pivot into passion-driven work
12:41 – Breaking bad money habits with micro steps
13:39 – The power of “I am” statements and gratitude in money habits
15:33 – Teaching kids about money and responsibility early
17:59 – Advice for kids: allowance, chores, and responsibility
18:34 – Where to connect with Terri
19:28 – Terry’s Keep, Stop, Start exercise for life transformation
20:47 – Challenge for listeners: Do the exercise this weekend
22:01 – Breakthrough calls and next steps with Terry
22:06 – Closing thoughts + gratitude

🔗 Connect with Terri → https://wealthcoachforwomen.com

RESOURCES & LINKS:
🚀 Take the FREE Leadership Style Quiz to uncover your strengths and unique leadership path →
https://theshannonfox.com/leadership-...
📩 Join the Facebook Group for exclusive career tips and networking →
  / careergrowthforworkingmoms  

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