EXECUTE! S3EP30: Get Approved for $200K+ Without PG w/Andre Wanzo | HaitianCEO

$50 Mentorship - https://www.bellasloanacademy.com/

Welcome back to the EXECUTE Podcast. In this episode, HaitianCEO sits down with Andre Wanzo to break down real, actionable strategies for getting $200K+ in business funding with minimal inquiries, how banks are tightening up on “no-doc” plays, and why relationships and structure matter more than ever going into 2025.

Andre also dives into how he thinks about funding situationally (not one-size-fits-all), what an ideal funding-ready credit profile looks like, and how he uses real estate strategies like Subject-To deals to build a portfolio without piling debt onto your personal profile.

If you are serious about funding, business credit, and building assets the right way, this one is for you.


Episode Highlights

Why funding changed after the pandemic and what banks want now

The “one inquiry” sequence to stack multiple approvals

Why relationship managers can speed up approvals and outcomes

What “funding-ready” personal credit actually looks like

How to think about authorized users the right way

How Subject-To real estate can help you control assets without new debt

Using structure: holding companies, trusts, and leveraging life insurance (strategy overview)

Chapters

00:02 Intro + Andre Wanzo returns
01:38 Who is Andre Wanzo and what he does
02:13 What changed in funding since the pandemic
03:25 Situational funding example (couple approved for $150K)
05:59 Banks tightening up on no-doc and 0% cards
09:54 No-inquiry first round (Capital on Tap, Divvy)
11:31 The one-inquiry Bank of America sequence
15:27 Using additional bank products (auto loans, bank score)
16:53 Chase approvals and relationship manager talk
20:28 Ideal client profile for high-limit funding
21:49 Authorized user strategy and what to avoid
24:16 Real estate: Subject-To and pre-foreclosure basics
31:11 Why sellers agree and how the numbers work
36:23 Trusts and wealth structure overview
40:24 Building business credit and what underwriters can see
44:45 How to connect with Andre

Disclaimer: This episode is for educational purposes and does not constitute legal, tax, or financial advice. Always do your own due diligence.

#BusinessFunding #BusinessCredit #RealEstateInvesting #SubjectTo #Credit #Entrepreneurship #ExecutePodcast #HaitianCEO #AndreWanzo

$50 Mentorship - https://www.bellasloanacademy.com/

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