संवाद # 116: How to select Mutual Funds & how not to | Monika Halan's masterclass on Money

#sensex #nifty #mutualfunds

Monika Halan’s career spans across media, public policy and financial education. She is the Founder of Dhan Chakra Financial Education and Author of the bestselling book, Let’s Talk Money. She has public policy experience and has served on several high-profile government of India and SEBI committees. She has worked across various media organisations in India, including Mint, The Economic Times and The Indian Express, and was Editor Outlook Money.

She has run four successful TV series around personal finance in NDTV, Zee and Bloomberg India. She is an MA in Economics from the Delhi School of Economics and MA in Journalism Studies from University of Wales. A Yale World Fellow (2011), Halan is based in New Delhi.

Her book 'Let's Talk Money: You've Worked Hard for It, Now Make It Work for You' is a bestseller. Order your copy here: https://www.amazon.in/Lets-Talk-Money....

Her second book ‘Let's Talk Mutual Funds: A Systematic, Smart Way to Make Them Work for You’ is out. Order your copy here: https://www.amazon.in/Lets-Talk-Mutua...

0:00 Intro
0:17 Why Mutual Funds
4:00 Why regulation matters
6:05 SEBI's big reforms for investors
11:27 Advice for youth in their 20s
14:47 Get inspired by this unluckiest investor
18:02 Get ready for 2nd round of high growth
20:14 How not to select a Mutual Fund
25:23 SIP is better but...
27:03 How to select mutual funds
31:32 SEBI has done a great job
33:53 How industry lobbies for regulations
34:36 Adani-Hindenburg & Scam 1992
36:05 Harshad Mehta's scam explained
38:32 Why real estate investments are clunky
40:44 Jewellery is not GOLDen investment
41:40 Index Funds SAHI HAIN
44:18 Kitna Diversify karein
46:45 Equal rights of Husband-Wife in assets built in marriage
52:2 Biggest challenges to India Story
57:08 Middle Class wants direct tax reforms