FERS Early Out Retirement (VERA and VSIP): The Ultimate Guide

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The official name for an early out retirement is a VERA or Voluntary Early Retirement Authority. I will use VERA and Early Out retirement interchangeably during this article. It was created for agencies that are downsizing, restructuring, or reshaping of some kind.

Basically, a VERA allows agencies to allow their employees to voluntarily retire early if they meet certain criteria. The agency wins because they then have fewer employees to pay every two weeks and the employees win because they were able to get full retirement benefits earlier than they would have otherwise.
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I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.