Rippling EPLI Coverage

Rippling PEO Review / EPLI: What Business Owners Need to Know About Employment Practice Liability Insurance / Rippling EPLI Coverage

If you're evaluating Rippling as your PEO (Professional Employer Organization) provider, one critical area to examine is the EPLI coverage—Employment Practices Liability Insurance. In this video, business insurance expert Gordon Coyle reviews a real Rippling EPLI proposal and breaks down the key concerns you should be aware of, including high retention (deductibles), gaps in wage and hour defense coverage, and aggregate policy limits that may leave you exposed.

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Whether you're already with a PEO or exploring Rippling for the first time, it's vital to understand how their EPLI policy stacks up. Gordon explains how PEOs work, the potential risks in shared liability coverage, and why keeping your standalone EPLI policy might be the smarter move—even if it means paying for coverage twice.

📌 Topics Covered:
00:00 - Introduction to Rippling PEO & EPLI
00:13 - What is a PEO and how do they work?
01:02 - Key EPLI coverages and what to watch for
01:27 - Why a $100,000 retention is a red flag
02:10 - Missing wage & hour defense cost coverage
02:46 - Who isn’t covered under Rippling’s EPLI?
03:20 - Shared aggregate limits: a hidden danger
04:04 - Final thoughts & expert insurance advice

💬 Have questions about your current EPLI coverage or what your PEO provides? Let’s connect and make sure you’re protected.

#EPLI #RipplingPEOReview #EmploymentPracticeLiabilityInsurance #PEOInsurance #SmallBusinessRisk  / gordoncoyle  
#businessinsurance #Commercialinsurance #insurancebroker