A Day at the Bank 🏦 Banking English | Slow English Conversation A1-A2 | Slow English For Beginners

Practice English with this slow and simple Daily English Conversation !
This short story is perfect for beginner and lower-intermediate learners (A1,A2 level)
Are you a student or new to the country? 🌏 Do you know how to set up Direct Deposit or get a Credit Card without any credit history? In today's episode of English Daily Show, follow Ashley as she visits Pacific Bank! 🏦

Ashley just got a new job at the campus library and needs to set up direct deposit. She also wants to start building her credit but is worried because she has no credit score. Watch how the helpful bank teller, David, introduces her to the Student Credit Card option!

🎧 In this English lesson, you will learn:

The difference between a Routing Number and an Account Number (Think of it like a bank's address vs. your home address!).
What a Monthly Fee and Minimum Balance are.
How to apply for a credit card even if you have Zero Credit History.
Essential banking vocabulary: Credit Limit, Interest, Checking vs. Savings.

🕒 Chapters:
00:00 Intro: Welcome to Pacific Bank
00:43 Opening a Checking Account (Fees & Minimum Balance)
02:27 What is Direct Deposit? (Routing vs. Account Number)
04:26 The Problem: Applying for a Credit Card with No History 📉
06:12 The Solution: The Student Credit Card! 🎓
07:45 Important Advice: Credit Limits & Being Responsible
10:22 Key Vocabulary Review

📝 Key Vocabulary from the Dialogue:

Routing Number: The ID number for the bank branch.
Credit History: A record of how you borrow and repay money.
Credit Limit: The maximum amount you can spend on the card.
Direct Deposit: Your employer puts money directly into your account.

👇 Discussion: Do you have a credit card? Was it hard to get your first one? Let us know in the comments!
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