Investing for Beginners

Learn the basics of investing and how to start building long-term wealth—even with small amounts. This beginner-friendly webinar breaks down account types, investment options, and how to match your strategy to your goals.

By the end of this webinar, you'll learn to:
1. Understand the difference between saving and investing.
2. Identify key investment account types (401(k), Roth IRA, brokerage).
3. Explore beginner, lower-cost investment options.

Brought to you by the Massachusetts State Treasurer's Office of Economic Empowerment, and powered by Citizens.

Learn more about the Worth & Wealth Seminars at mass.gov/Worth&Wealth

00:00 Introduction
07:47 Fundamentals of Investing
09:29 Understand Your Investment Goals
10:45 Investing vs Trading
12:49 Saving vs Investing
16:33 Inflation: The Cost of Dong Nothing
19:15 Investment Risks and How to Manage Them
25:33 Diversification
27:59 Your Investment Philosophy & Risk Profile
33:59 Different Investment Options
38:37 Stocks vs Bonds
41:53 Exchange-Traded Funds
45:54 Mutual Funds
47:14 EFT vs Mutual Funds
49:54 Target-Date Funds
51:24 Types of Investment Accounts
56:22 Matching Strategy to Goals
59:15 How to Open an Investment Account
01:03:09 Key Takeaways
01:04:15 Other Resources