How to build credit from scratch

If you’ve never had a credit card or loan, starting from zero can feel intimidating — but building credit from scratch is easier than you think! 💪

In this video, I’ll walk you through simple and effective steps to help you build a strong credit foundation. Whether you’re just getting started or trying to improve your score, these proven tips will set you on the path to better financial opportunities.

💳 In this video, you’ll learn:
✅ How to open your first credit account responsibly
✅ The importance of paying bills on time
✅ Why keeping credit utilization low matters
✅ How becoming an authorized user can boost your score
✅ How to monitor your credit report the right way

Start building your credit today — your future self will thank you!

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