How We Become Millionaires: Our Top Investments | Vanguard, Schwab, Fidelity (Updated 2025)

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Our Rich Journey – How We Become Millionaires: Our Top Investments | Vanguard, Schwab, Fidelity (Updated 2025): We became millionaires by investing in index funds — and in this updated video, we're sharing exactly how we did it. We break down our top index fund picks from Vanguard, Schwab, and Fidelity, and explain why this strategy still works in 2025. Whether you're just starting out or fine-tuning your FIRE plan, this is the foundation you need.

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We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!

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0:00 – How Index Funds Made Us Millionaires
0:45 – Our FIRE Journey (From Cubicles to Financial Freedom)
1:10 – What Is an Index Fund?
1:42 – The History of Index Funds (Jack Bogle & Vanguard)
2:40 – Why We Love Index Funds
2:54 – Total Stock Market vs. S&P 500
3:48 – Vanguard Top Pick (Hint: VTSAX)
4:34 – Schwab Top Pick (Low Fee, No Minimum)
5:10 – Fidelity Top Pick (0% Expense Ratio!)
5:47 – Vanguard’s S&P 500 Fund (Top Pick: VFIAX)
6:30 – Schwab’s S&P 500 Fund Choice
7:00 – Fidelity’s Best S&P 500 Option
7:30 – How to Compare Index Funds with Different Brokerages
9:06 – New Investors / How to Become a Better Investor
9:47 – Final Thoughts + FIRE Motivation


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