Citi Strata Elite Disappointment, AA Xfers, Tipping Culture Virus & Welcome Offer Grace Period!

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Episode Description

This week Citi finally brought their new premium credit card to market. While many of the leaks were true, does this card measure up to its competition and will it drive further loyalty. Plus Citi added transfers from ThankYou to American Airlines, but is it as good as it sounds and will it drive sign-ups for this card? Most importantly should you get it?

Joe Cheung also joins us to discuss his recent near miss on a welcome offer and how he still managed to save it. Are grace periods a thing? We also discuss international tipping culture as Americans and how we may be expected to tip when traveling even if locals aren't.

Episode Guide

0:00 Welcome to MTM Travel
0:23 Being stuck in AA banned account hell
4:10 Citi Strata Elite launches & bonus - Is this a good premium card
11:08 Citi adds AA as transfer partner - Is this a gamechanger?
18:32 Did Citi have bad timing with Strata Elite or was it the perfect time?
24:39 Almost missing a welcome offer and grace periods on spend
28:36 How American tipping culture is spreading & how its awkward when traveling

Citi Strata Elite - https://www.citi.com/credit-cards/cit...
Tipping OMAAT - https://onemileatatime.com/insights/t...

Melio Offer Terms: This is a business to business payment platform - no personal bills / payments. The offer is for new accounts only. If you sign up using the 20 Minute Travel link new members will get $200 cash back after making a $2000+ in payments via Melio pay. Gal from Melio will reach out to finalize the details of your payment. That is $60 in processing fees for a $200 bonus! After signing up and making your first payment with a vendor you will want to upload your bank info to your Melio account. Do it as the receiving method so you have a checking account set up to receive payments. You will then receive an email from (Gal) Melio saying you are eligible for the $200 bonus and it will tell you to set up your receiving method, or you can share your bank information if you prefer that.

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