Buy to Let Mortgages Explained | Everything UK Beginners Need to Know

Ever wanted to have Buy to Let Mortgages explained? This video will break down everything UK beginners need to know.

Aspire Education mentor Andreas breaks down exactly how Buy to Let mortgages work in the UK - step by step, with real numbers written out on the board so you can see the costs clearly.

Whether you’re brand new to investing or looking to build your first Buy to Let portfolio, this tutorial will give you the knowledge and confidence to take action.

👉 In this video, you’ll learn:

What a Buy to Let mortgage is and how it works

How deposits work when buying investment property

Interest only vs repayment mortgages - and why most investors choose interest only

How lenders assess you (eligibility, income & rental calculations)

Should you buy in your personal name or through a limited company?

How to view debt the right way (good debt vs bad debt) when building wealth

This is everything UK beginners need to know before buying their first rental property!

💡 Why watch this video?
Most new investors feel overwhelmed by Buy to Let mortgages, deposits, and whether they can even afford to get started. Andreas was once in your shoes - now he owns a successful Buy to Let portfolio and mentors new investors inside Aspire Education. His goal in this video is simple: to make Buy to Let mortgages clear, practical, and beginner-friendly.

🔗 Next Step:
If you’re serious about starting your property journey, book a free 1-2-1 strategy call with our team. We’ll help you map out your next move and see if property education is the right fit for you.

📅 Book your free call here: https://www.aspireeducation.co.uk/joi...

📌 Timestamps:
0:00 - Intro: Buy to Let Mortgages Explained UK
0:32 - Buy to Let Deposit Rules & Loan-to-Value (LTV)
2:06 - Buy to Let Mortgage Interest Rates (UK Examples)
3:29 - Interest Only vs Repayment Mortgages Explained
5:07 - Good Debt vs Bad Debt in Property Investing
7:07 - £200K Buy to Let Example: Equity & Rental Income
9:23 - How Inflation Impacts Your Mortgage Debt
11:04 - How Lenders Assess Buy to Let Mortgage Applications
15:53 - Buy to Let Mortgage Eligibility (Who Can Get One?)
16:35 - Buy to Let in Personal Name vs Limited Company
19:25 - Tax Benefits & Planning for UK Landlords
20:46 - Mortgage Brokers, Best Products & Fixed Terms
22:43 - Recap & Final Thoughts

✅ Don’t forget to like, comment, and subscribe for more beginner-friendly UK property investing guides.

#BuyToLet #PropertyInvestmentUK #BuyToLetMortgages