Getting Financially Ready for 2026 | Financial Armor Ep 86

With 2026 around the corner, Brad Cooper and Tony Shore kick off the conversation with some post-Thanksgiving fun before diving into what it really takes to prepare financially—and emotionally—for the years ahead. Brad shares a timely checklist inspired by an article from Kiplinger on seven key steps to start your 2026 financial planning, covering everything from estate planning and risk management to upcoming healthcare costs and tax strategy. They emphasize the importance of communication within families, especially for those in second marriages or managing complex estates, and share personal stories of what happens when estate plans aren't clearly communicated. The episode also highlights why holistic financial planning—addressing wealth, health, and legacy—is more critical than ever, and how bringing spouses and beneficiaries into the conversation now can prevent future conflict. Whether you're a do-it-yourself investor or already working with an advisor, this episode is a helpful guide to ending the year strong and entering 2026 with clarity and purpose.

Timestamps:
00:00 - Holiday banter and upcoming financial conference
04:02 - Kicking off the topic: Preparing financially for 2026
05:44 - Health + Wealth: Why both matter for retirement success
07:02 - Second marriages and estate planning challenges
08:44 - Avoiding family conflict through legacy planning
10:28 - The importance of communicating estate wishes
11:41 - Should your kids be your trustee? Pros and cons
14:10 - Why both spouses need to be involved in planning
16:21 - Helping surviving spouses navigate financial loss
20:12 - Key year-end financial moves: taxes and investments
22:08 - Planning for future health care and long-term care
24:14 - Talk to your kids now: where do you want care?
25:47 - Final tips: goal setting, Medicare planning & more
26:32 - What holistic financial planning really means
27:23 - How to reach Cooper Financial for more guidance

Need help preparing your finances for retirement Schedule a no-obligation consultation today. Call us at 📞 888-390-5277 or visit our website at 🌐 www.cooperfinancial.com to get started.

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