Your Pre-Approval Isn’t Enough — Know These 3 Numbers First!

Unless you have THESE three essential numbers, you shouldn’t be shopping for a house.
Most buyers think that being pre-approved means they’re ready — but that’s only one of the three numbers you actually need.

In this video, Brad the Mortgage Guy (licensed in all 50 states!) breaks down:
✅ The real first number you should focus on (hint: it’s not your pre-approval amount)
✅ Why relying on Zillow or Redfin for payment estimates can seriously mislead you
✅ How to figure out your cash to close — and why it’s often way more than your down payment
✅ How to reverse-engineer your home search based on comfort, not approval

Whether you’re a first-time buyer or planning your next move, this video will help you shop smarter and avoid costly surprises at closing.

📍 Work with Brad: Licensed in all 50 states — ready to help no matter where you are!
📧 https://www.rate.com/loan-officers/br...
📞 413-221-1110

#HomeBuyingTips #MortgageAdvice #FirstTimeHomeBuyer #RealEstateTips #MortgageEducation #PreApproval #HomeLoan #MortgageHelp #BuyingAHome #MortgageGuy

00:00 – Intro: Why pre-approval isn’t enough
00:40 – The 3 essential numbers every buyer needs
01:15 – #1: Know your payment (not Zillow’s estimate!)
03:05 – Why online payment calculators are misleading
04:00 – #2: Cash to close — what you really need upfront
06:00 – #3: Your realistic home price range
07:20 – Final recap & how to get help from Brad