JP Morgan/Robinhood Build on ETH—Wall Street Goes On-Chain (The "MONY" Pivot)

JPMorgan launches tokenized money fund on ETH, Robinhood builds L2, and Bank of America/Morgan Stanley allocate 1-4%. For years, the "Institutions are coming" narrative was a promise. In December 2025, it became a product launch.

The biggest bank in the United States, JPMorgan, has officially launched "MONY" (My OnChain Net Yield Fund)—a tokenized money market fund running directly on the public Ethereum blockchain. This isn't a private testnet anymore; this is the world's largest GSIB using Ethereum for settlement. Simultaneously, Robinhood is building its own Layer 2 (on top of Ethereum/Arbitrum) to tokenize real-world assets for its 23 million users.

In this video, we analyze the "Infrastructure Phase." We explain why these banks are no longer just trading crypto (ETFs) but are now building on it. We also breakdown the new wealth management guidance from Bank of America and Morgan Stanley, which now recommends a 1-4% portfolio allocation to digital assets—a move that could unlock trillions in capital.

In this video, we breakdown:

The "MONY" Fund: How JPMorgan's tokenized fund works and why they chose the public Ethereum network over a private ledger.

The Robinhood L2: Why the retail giant is pivoting to become an infrastructure player (and what "tokenized stocks" mean for the market).

The 4% Rule: Analyzing the new allocation models from BofA and Morgan Stanley—and the math of what happens if just 1% of their AUM moves into ETH/BTC.

The "Consensus" Shift: Why Vanguard finally capitulated and opened its platform to crypto ETFs.

Disclaimer: This video was created with the assistance of AI tools and is provided for informational and educational purposes only. I am not a licensed financial advisor, and nothing in this content should be considered financial advice. All investments involve risk.

#Ethereum #JPMorgan #Robinhood #Tokenization #RWA #CryptoNews #BankOfAmerica #Investing #WallStreet #Adoption