I Fell For A Medicare Advantage Pitch At The Mall—Then I Lost My Doctor

I signed up for Medicare Advantage at a mall kiosk because the agent promised zero premium, dental coverage, and no interruption in care. Three weeks later, I discovered my cardiologist was not in the network. This is the story of what that choice cost me, the math I wish I had done first, and the five questions you need to ask before you enroll.

What you'll learn in this video:
• The real difference between Medicare Advantage and traditional Medicare with a supplement
• Why zero dollar premium does not mean zero cost
• How to verify your doctors are in network before you sign up
• The three questions that could have saved me a year of stress
• A five step checklist for choosing the right Medicare coverage for your situation

TODAY'S CHECKLIST:
1. List your current doctors and verify which plans they accept
2. Calculate your annual healthcare costs under both Advantage and traditional Medicare
3. Read the Evidence of Coverage document for any plan you are considering
4. Assess your health status and need for specialist care
5. If you are new to Medicare, use your six month window to buy a Medigap supplement with no health questions
6. Call your state's SHIP program for free, unbiased help

⭐️ USEFUL RESOURCES:
• Medicare official site: Medicare.gov
• Find your state's SHIP program: Call 1-800-MEDICARE (1-800-633-4227)
• Medicare Plan Finder tool: Medicare.gov/plan-compare
• Medicare Rights Center: MedicareRights.org

⚠️ Educational content only. Not financial, legal, tax or medical advice. Rules change. Confirm details with official sources and a qualified professional before making decisions.