Why An appraisal can kill your deal! With my strategies you will keep your deal alive✨

Let’s talk about one of the biggest misunderstandings in real estate: the appraisal. Most people think the listing price — or even what you offer — is what a home is worth. But that’s not how banks see it.

An appraisal is a professional estimate of market value, ordered by the lender. Their job is to protect the bank by making sure the home is worth what they’re lending on. Appraisers look at recent, nearby sales — we call them comps — homes similar in size, condition, location, and features.

And here in Houston, things like flood zones or school district boundaries can change value fast. One street might be zoned to a top-rated school and stay high in demand — while the next street over could fall into a flood-risk zone where insurance costs more and values run lower. Those differences can pull an appraisal down, even if the homes look nearly identical.

And don’t forget: upgrades don’t always translate dollar-for-dollar. A $20,000 kitchen update might only add $8k–$10k to value. Lot size, being on a busy road, or backing a commercial area? Those can all swing an appraisal by thousands.

So what if the appraisal comes in lower than the price in the contract?
You’ve got three choices: renegotiate, pay the difference, or risk the deal falling apart — because lenders do not lend above appraised value.

That’s why you need the right strategy from day one. I make sure the appraiser has the strongest comps and every upgrade documented — so the value holds and your deal stays together.

📲 Buying or selling in Houston? Text or call me: 832-409-7211
I’ll protect your value — and your deal — all the way to closing. ✅

⁨ 🔥 می‌تونه معامله‌ت رو نابودکنهappraisal
فقط یک گزارش می‌تونه هزاران دلار از ارزش خونه کم کنه — مخصوصاً توی هوستون با یک خیابون فاصله!
من از ارزش خونه‌ت دفاع می‌کنم تا معامله محکم تا روز کلوز جلو بره ✅

📲 سجاد | مشاور املاک در هوستون
Call/Text: 832-409-7211
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