New 401(k) Limits, Catch-ups, And Rules In 2025 | Money Unscripted | Fidelity Investments

This year, you can save more in your 401(k) than ever before. Contribution limits are up–and there’s a new super catch-up contribution for older workers. Watch this episode of the Money Unscripted podcast as host Ally Donnelly and Fidelity’s Kirsten Hunter Peterson share a rundown of the numbers, the facts about employer matches, and strategies to try and super charge your savings. Watch now.

00:00 What are the 401(k) and 403(b) contribution limits for 2025?
01:13 How do catch-up contributions work?
01:41 What is the new super catch-up contribution?
02:17 Why are company matches so important?
02:41 What are the average 401(k) balances based on age?
03:17 What is the 10x guideline and how does it break down?
03:56 How much should I try and save for retirement each year?
04:49 Your 401(k) in 2025: A recap

Questions? Drop them below 👇 and we’ll reply right in the comments.

How much should I contribute to my 401(k)?
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